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List of Licensed Payment System Operators in Ethiopia (Updated 2025)

Ethiopia’s financial sector has seen rapid digital transformation over the past decade, with several payment system operators now licensed by the National Bank of Ethiopia (NBE). These companies are critical to the country’s financial infrastructure — facilitating digital payments, POS services, and payment gateways that connect banks, businesses, and consumers.

Below is the latest list of licensed payment system operators (PSOs) in Ethiopia, including both switch operators and payment gateway providers.

1. EthSwitch S.C

  • Type: National Switch Operator

  • Phone: +251 115 571 204

  • Fax: +251 155 71115

  • Email: info@ethswitch.com

  • Website: www.ethswitch.com

  • License Date: December 25, 2014

  • Status: Commercialized

2. Premier Switch Solution S.C (PSS)

3. ArifPay Financial Technology S.C

  • Type: POS & Payment Gateway Operator

  • Phone: +251 116 393 980

  • Email: info@arifpay.net

  • Website: www.arifpay.net

  • License Date: November 22, 2021

  • Status: Commercialized

4. SunPay Financial Solutions S.C

  • Type: POS & Payment Gateway Operator

  • License Date: January 11, 2022

  • Status: License Revoked

5. Chapa Financial Technology S.C

  • Type: POS & Payment Gateway Operator

  • Phone: +251 960 724 272

  • Email: info@chapa.co

  • Website: www.chapa.co

  • License Date: May 20, 2022

  • Status: Commercialized

6. Santim Pay Financial Technology S.C

7. Addis Pay Financial Technology S.C

8. Yagout Pay Financial Technology S.C

9. FenanPay Solutions S.C

10. PawaPay Digital Financial Services S.C

11. Cashflow Financial Technologies S.C

  • Type: Payment Gateway Operator

  • Phone: +251 985 456 720

  • Email: abel@cashflow.et

  • Website: www.cashflow.et

  • License Date: January 27, 2025

  • Status: Pilot Phase

12. LakiPay Financial Technologies S.C

13. StarPay Financial Service S.C

14. BirrLink Financial Technologies S.C

  • Type: Payment Gateway Operator

  • Phone: +251 912 664 185

  • Email: ceo@birrlink.et

  • Website: www.birrlink.et

  • License Date: June 03, 2025

  • Status: Pilot Phase

15. KisPay Financial Solutions S.C

Conclusion

The National Bank of Ethiopia’s efforts to regulate and expand digital payment systems are creating a more inclusive and competitive financial ecosystem. These licensed payment operators — from pioneers like EthSwitch and Premier Switch to new entrants like LakiPay, BirrLink, and KisPay — are helping build Ethiopia’s cashless economy and improve access to financial services nationwide.

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